BabyBudget · Free Tool

Your Month, After a Baby

A 60-second reality check: both incomes as they’ll really be, the two of you, the baby’s slice — and what’s left over.

01Income after baby

Each take-home pay as it’ll actually be— on leave, part-time, or full.

Parent 1 take-home (monthly)

Parent 2 take-home (monthly)

Anything else coming in (monthly)Family help, side income, payments you receive — your figure

02The two of you

Your household life, grouped. Rough monthly figures are fine.

Home & bills (monthly)Rent or mortgage, power, water, internet

Food & getting around (monthly)Groceries, fuel, transport

Insurance & health (monthly)Cover, medical, pharmacy

Lifestyle & fun (monthly)Subscriptions, eating out, the good stuff

Debt repayments (monthly)Loans, credit cards, buy-now-pay-later

03The baby’s slice

The new costs — kept separate so you can see exactly what the baby adds.

Everyday baby (monthly)Nappies, feeding or formula, clothes, wipes

Childcare (monthly)Your out-of-pocket, if any yet — monthly

Baby health & extras (monthly)Check-ups, medicine, the occasional big buy spread out

04Still saving

What you want to keep putting away each month — the nest egg you don’t want the baby to eat into.

Savings you want to protect (monthly)Into your buffer, offset, or a goal you're building

Free each month

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Fill in your numbers to see your month

Money in both incomes + anything else

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Your life the two of you

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Baby the new slice

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Savings protected each month

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A snapshot from your own numbers — no rates, no assumptions, nothing that changes on you. It’s a monthly gut-check, not a full budget; the Blueprint’s 25 tabs are where you dig in and close a gap.