Free Tool

Which way clears your debt faster?

Compare the two proven payoff methods — Snowball and Avalanche — side by side. See how fast you’d be debt-free and how much interest you’d save, so you can go into the next chapter clear.

Your debts

Add each debt with its balance, interest rate, and minimum monthly payment.

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On top of your minimum payments — this is what accelerates your payoff. Even a little helps.

All figures are estimates based on the numbers you enter. They’re a guide to help you plan, not financial advice. Your inputs are processed entirely in your browser and are never sent anywhere.